TAXES

1040 Tax Calculator - How much tax will you pay this year? Will you get a refund? Enter your filing status, income, deductions and credits we will estimate your total taxes for the year.

Marginal and Effective Tax Rates - Knowing your income tax rate can help you calculate your tax liability for unexpected income, retirement planning or investment income. This calculator helps you estimate your effective (or average) tax rate, your current tax bracket, and your marginal tax rate.

PERSONAL FINANCE

College Savings Planner - Saving for your children's education requires a long term plan. And like saving for retirement - the earlier you start your plan the better! Use this calculator to help develop and fine tune your education savings plan.

Debt Consolidation Financial Calculator - Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Home Budget Analyzer - One of the most important aspects of controlling your budget is to determine where your money is going. This interactive problem solver helps you do just that.

Life Insurance Needs Estimator - How much life insurance do you need? Enter your current assets, expenses, income and let us help you determine how much life insurance you need.

RETIREMENT

Retirement Planner - Do you know what it will take to create a healthy retirement? Use this interactive problem solver to help you create your retirement plan.

Required Minimum Distribution - The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning.

Savings After Inflation and Taxes - Use this interactive problem solver to determine how much your savings will be worth with these two important variables in mind.

Social Security Benefits Estimator - Estimate how much money you'll receive from Social Security when you retire.

LOANS

Alternative Payment Frequencies - Use this calculator to determine your payment or loan amount for different payment frequencies. You can make payments weekly, bi-weekly, semi-monthly, monthly, bi-monthly, quarterly, semi-annually or annually. You can then examine your principal balances by payment, total of all payments made, and total interest paid.

Auto Lease vs. Auto Buy - Should you lease or buy your car? Use this interactive problem solver to find out!

Loan Amortization Calculator - Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule.

Mortgage Comparison: 15 years vs. 30 years - Determining which mortgage term is right for you can be a challenge. Use this calculator to compare these two mortgage terms, and let us help you decide which term better for you.

Mortgage Points Evaluator - Should you pay points? This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

Mortgage Refinance Analyzer - Should you refinance your mortgage? Find out how much money you'll save and how long it will take to breakeven on a mortgage refinance?